Car Accident Claims In London
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Car accidents are a daily reality in London, where high traffic volume, complex road layouts, and vulnerable road users like cyclists and e-scooter riders make collisions all too common.
Whether you were injured in a minor bump in Camden or a serious crash on the A406, you may be entitled to compensation if someone else was at fault.
At Personal Injury Solicitors London, we specialise in handling road traffic accident claims across the capital. From understanding who’s liable to gathering local evidence like TfL footage or Congestion Charge expenses, we’re here to guide you every step of the way.
This article explains what counts as a car accident claim in London, how much compensation you could receive, and how we can help you begin your No Win No Fee case today.
To get started, just click below, and to learn more about car accident claims, please keep scrolling
What Counts As A Car Accident That You Can Claim For?
If you’ve been involved in a road traffic accident in London, you may be entitled to claim compensation, whether you were behind the wheel, a passenger, or affected by another road user’s negligence.
A car accident claim can arise from:
Collisions between vehicles
Incidents involving cyclists, e-scooter riders, or pedestrians
Accidents on public roads, red routes, or private car parks
Even low-speed crashes, such as those caused by stop-start traffic on the A406 or during a U-turn on Oxford Street, may lead to injuries like whiplash, which are valid grounds for compensation.
Common Causes of Car Accidents in London
London’s unique layout, high traffic volume and complex transport network make it a hotspot for road traffic accidents. Common causes include:
Stop-start congestion, especially on the North Circular and in central boroughs like Westminster and Islington
Confusing junctions and gyratories, such as Old Street Roundabout, Elephant and Castle, and Hammersmith Gyratory
Bus lanes and red routes, where unclear signage can lead to illegal manoeuvres and side-swipes
Interaction with cyclists, pedestrians, and e-scooters, especially in zones like Camden, Shoreditch, and the South Bank
Potholes and worn road surfaces, which pose a risk in boroughs with underfunded infrastructure
According to Transport for London (TfL) data, the capital sees over 20,000 road casualties annually, with a significant number involving cars and light vehicles.
Reviews Of Our Service
Meet Our Car Accident Solicitors
Patrick Mallon
Patrick is the head of our personal injury claims department. He has been qualified as a solicitor for over 20 years and strives to get the very best result for his clients.
Emma Pomfret
Emma is a Chartered Legal Executive with over 10 years of experience. She is passionate about helping people claim compensation after suffering harm in car crashes
Who Is Liable After a Car Accident?
Determining liability is key to a successful claim. You may be able to claim against:
Another driver who caused the collision through speeding, distraction, or unsafe driving
A pedestrian or cyclist who stepped out or swerved suddenly into your path
The local authority or TfL, if poor road conditions or faulty signals contributed to the accident
What If the Other Driver Was Uninsured or Fled the Scene?
You can still make a claim through the Motor Insurers’ Bureau (MIB), which handles cases involving:
Uninsured drivers
Untraced (hit-and-run) drivers
Our car accident solicitors regularly lodge claims against the MIB and can help you too.
Can I Claim If I Was Partially at Fault?
Yes. UK law allows for contributory negligence, meaning you may still be entitled to compensation even if you share some blame. Your award may be reduced to reflect your percentage of fault.
What Evidence Do I Need?
Strong evidence increases your chances of success, so it’s always best to spend some time gathering as much as you can.
Key forms of evidence include include:
Police reports from the Metropolitan Police if they attended the scene. Head here to request a collision report.
CCTV footage from TfL cameras or local businesses (especially useful on high streets and junctions)
Dashcam recordings, clearly showing the incident
Witness statements from passengers or other road users
Photographs or videos taken at the scene, ideally timestamped and geolocated
We can request TfL or borough council CCTV footage where available, but footage is often deleted within 30 days—so act quickly.
Frequently Asked Questions (FAQ)
Below, you can find answers to some frequently asked questions about our car accident claims service
Can I Claim On A No Win No Fee Basis?
Yes, most car accident claims in London can be handled on a No Win No Fee basis through what’s known as a Conditional Fee Agreement (CFA). This means:
You pay no upfront legal costs
You won’t pay anything if your case is unsuccessful
If your claim succeeds, a capped success fee (usually no more than 25%) is deducted from your compensation
At Personal Injury Solicitors London, we offer No Win No Fee arrangements for eligible clients, ensuring you can pursue your claim without financial risk or pressure.
What Is The Time Limit To Claim For A Car Accident?
Under the Limitation Act 1980, you have three years from the date of the accident to begin your claim.
Exceptions:
Children: The three-year period starts on their 18th birthday, giving them until age 21 to claim
Those lacking mental capacity: No time limit applies unless mental capacity is regained
Untraced driver cases (e.g. hit-and-runs): Must be reported to police promptly, and claims made to the Motor Insurers’ Bureau (MIB) as soon as possible
If you’re unsure whether you’re still within the time limit, contact us for free advice—delays may affect your ability to gather evidence or secure CCTV footage.
Can I Claim For A Car Crash In A London Red Route?
Yes. Accidents on red routes—main roads managed by Transport for London (TfL) where stopping is restricted—are treated like any other road traffic accident, and you can still claim compensation if another road user was at fault.
Whether the collision occurred on the A40, A23, or another TfL-managed corridor, the key questions are:
Was someone negligent?
Did that negligence cause your injury?
We are experienced in dealing with car accidents on red routes, including obtaining TfL CCTV footage and understanding the layout and signage that may have contributed to the crash.
Do TfL Provide CCTV Footage For Car Accidents?
Yes, TfL and some London boroughs operate extensive CCTV networks, particularly along red routes and busy junctions. This footage can be vital in proving what happened and supporting your case.
However:
Footage is typically held for 30 days or less
You must make a request promptly
Requests must often be made via your solicitor or with a police reference number
At Personal Injury Solicitors London, we regularly request and preserve TfL and borough CCTV on behalf of our clients and act quickly to prevent vital footage being lost.
What If I Was In An Uber During The Accident?
If you were injured as a passenger in an Uber, you are entitled to claim compensation—regardless of which driver was at fault.
If the Uber driver caused the crash, you can claim against their insurer
If the other driver was at fault, the claim is made against that party’s insurer
You will not be claiming against the driver personally—your solicitor will deal with the appropriate insurer. We’ve helped many London residents recover damages after being injured in minicabs, black cabs, and private hire vehicles.